What is a pre-existing condition?
Nizam Habibur
Last Update 5 maanden geleden
A pre-existing condition is any condition, symptom, or indicator of the condition that existed prior to receiving insurance.
A condition may be considered pre-existing if, prior to purchasing the policy,
(a) a veterinarian recommended medical advice, diagnosis, care, or treatment for the pet;
(b) it was treated or is being treated by a veterinarian; or
(c) the Pet has clear and distinct signs, symptoms, abnormalities or physical defects and/ or would have been apparent to the policyholder in the circumstances.
Pre-existing conditions are exempted from the insurance. This is why it is critical to insure your pets while they are still healthy. Any qualifying conditions that arise later in their lives will be fully covered by the policy!