Why PAWer Insurance Doesn't Cover Routine and Preventative Care?

When it comes to pet insurance, it’s important to understand what is and isn’t covered. At PAWer Insurance, our goal is to provide comprehensive coverage for unexpected veterinary expenses. However, routine and preventative care, such as vaccinations, grooming, and other regular treatments, are not covered under our policies. Here’s why:

PAWer Insurance is designed to help pet owners manage unexpected and often high veterinary costs that can arise from accidents or illnesses. These situations can be financially challenging, and our insurance provides peace of mind by covering a significant portion of these expenses.

• Budgeting for Routine Care: Routine and preventative care costs are generally predictable and can be budgeted for. This includes expenses like vaccinations, grooming, deworming, and parasite treatments. Since these costs are anticipated, pet owners can plan for them as part of their regular pet care budget.
• Affordability: By excluding routine care from coverage, we can keep our premiums more affordable. Including these predictable expenses would increase the overall cost of the insurance policy, making it less accessible for many pet owners.

• Promoting Responsibility: By not covering routine and preventative care, PAWer Insurance encourages pet owners to take responsibility for their pet’s regular health maintenance. This proactive approach ensures pets receive timely vaccinations, regular grooming, and other necessary treatments, which are crucial for their overall well-being.
• Focus on Emergency Coverage: Our policy prioritizes coverage for unexpected events that can have significant financial implications. This focus allows us to provide more comprehensive coverage for serious health issues without the added cost of routine care.

Here are some of the routine and preventative care items that are not covered under PAWer Insurance:

• Vaccinations: Routine vaccinations are essential for preventing diseases but are not covered as they are predictable expenses.
• Grooming: Regular grooming and hygiene maintenance are the responsibility of the pet owner.
• Supplement Vitamins and Pet Food: Nutritional supplements and food are part of regular pet care and not covered.
• Parasite Treatments and Deworming: Treatments for ear mites, flea collars, and deworming are part of regular health maintenance.
• Other Preventative Measures: Any other preventative measures not related to unexpected accidents or illnesses are also excluded.

While PAWer Insurance aims to provide extensive coverage for your pets, it’s important to understand the scope and limitations of our policy. By focusing on unexpected and significant health issues, we can offer better protection and peace of mind when it’s needed most. 

Routine and preventative care are vital for your pet’s health, and we encourage all pet owners to budget for these necessary expenses to ensure their furry friends remain happy and healthy.